The aftermath of a major storm can be very stressful for many homeowners.  Apart from the worries of safety, one common factor homeowners deal with are roof insurance claims post damages.  This process can be long, worrisome, and stressful – especially for those who are unfamiliar with the ins and outs of filing.

Therefore, we have put together a list of steps to take in order to ease the process a bit.  We hope this will help you to prepare for filing.

On the off-chance that you do experience a natural disaster, it is critical to get your roof assessed, even if you see no apparent damages. There may be damages that only an experienced roofer could discover.

Be sure to call your local roofing company.  You can reach Modtek Roofing at 772.617.2624.  We will dispatch a roofing expert to assess the property and provide an estimate free of charge.

This is great advice, even if you recently replaced or repaired your roof.  Take photographs and video recordings on the condition of the roof and store them in multiple safe spots.  External hard drives, your phone, computer, or the cloud are all devices to use.

Ensure the images and videos you take are date and time-stamped.  There are great apps that help to assist you with this. The TimeStamp Photo & Video app is easy to use and a popular choice among consumers.

Take an ample amount of pictures and from different angles.  You can never have too many.  Video walk-throughs are also a great source of documentation.  The more evidence you have, the likelier you are to make a compelling argument for your roof insurance claim.

Insurance companies will ask to see damages and the burden of proof will lie on the homeowner.  Having before and after pictures will be key to ensuring you have an open-shut case.

Roofing contractors such as Modtek Roofing, are exceptional sources of help.  We know what to look for, and are keenly aware of leaks and other signs of damages.  Additionally, we will ensure to thoroughly document the damages and assess the total cost to repair or replace your roof.

Obviously, you should always have an up-to-date insurance policy on hand, but also, be prepared to ask the right questions.

Understanding the underlying details of your insurance policy will be vital in determining what can be claimed. For example, some insurance companies consider depreciation costs. So if you have an older roof, you may be entitled to less than you think.

Also, prepared for the insurance company to send out their insurance adjuster.  They will inspect the damages to your roof and tally the total costs and repair payable to you.

Modtek Roofing has served Vero Beach, Ft. Pierce, Port St. Lucie, and other nearby Treasure Coast cities for over 25 years.

We have plenty of references and cases and are happy to share with inquiring homeowners.  You may also want to read our reviews and high ratings on HomeAdvisor, Google, and Facebook. As of March 2020, Modtek roofing has 5.0 stars on Google , 5.0 rating on Facebook, and 4.8 stars on HomeAdvisor.

We also have an A+ rating with the Better Business Bureau (BBB).  

We pride ourselves on being the best Vero Beach roofing company.  Call our office or fill out the form below and we will gladly dispatch one of our project managers to discuss your residential and/or commercial roofing needs.

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